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NIH Loan Repayment Programs
NIH Loan Repayment Programs
 Introduction Introduction
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 Table of Contents Table of Contents
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 The 5 Loan Repayment Programs The 5 Loan Repayment       Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 Basic Eligibility Basic Eligibility
      Requirements
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 Most Student Loans Qualify Most Student Loans
      Qualify
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 NIH Pays Your Taxes NIH Pays Your Taxes
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 FAQ's FAQ's
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRP Application Guide LRP Application Guide
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRP Applicant Information Bulletin LRP Applicant
      Information Bulletin
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRPs for NIH Employees LRPs for NIH Employees
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRPs for NIH Employees Repayable Debt
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 Glossary of Terms Glossary of Terms
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs
 LRP Data Books LRP Data Books
NIH Loan Repayment Programs
NIH Loan Repayment Programs
CIR LRP Programs

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All CIR-LRP applicants will be required to participate in research relating to contraception and/or infertility. For purposes of the CIR-LRP, infertility research is defined as research whose long-range objective is to evaluate, treat or ameliorate conditions which result in the failure of couples to either conceive or bear young, and contraception research is defined as research whose ultimate goal is to provide new or improved methods of preventing pregnancy.

General Eligibility Criteria


To be eligible for consideration under the CIR-LRP, you must:
  • Be a U.S. citizen, national, or permanent resident of the United States (Click here for more information on providing proof of U.S. Citizenship or permanent residency);

  • Be a qualified health and/or allied health professional including, but not limited to, physicians, Ph.D.-level scientists, nurses and physician assistants, as well as graduate students and postgraduate research fellows training in the health professions;

  • Have total qualifying educational loan debt equal to or in excess of 20 percent of your annual income or compensation ("debt threshold"), as applicable, on the expected date of "program eligibility". Annual income or compensation refers to "institutional base salary," which is the annual amount that the organization pays for the applicant's appointment, whether the time is spent in research, teaching, patient care, or other activities. Base salary excludes any income that an applicant may earn outside the duties of the organization (Click here for more detailed information on salary and compensation). The debt threshold requirement applies to NIH Loan Repayment Program Contracts executed after December 27, 2001; and

  • Be engaged, at the time of participation in the CIR-LRP, in employment/training at an NICHD intramural laboratory or in a qualified domestic non-profit institution (tax-exempt under 26 USC 501).


In order to be considered for selection into the CIR-LRP, applicants meeting the above eligibility requirements must complete and submit the electronic application materials located at www.lrp.nih.gov, which include:
  • a Loan Verification Form for each loan to be considered for repayment;

  • an institutional statement providing assurance that the applicant will be engaged in employment/training at an NICHD intramural laboratory or in a qualified domestic non-profit institution (tax-exempt under 26 USC 501), for not less than two years from the anticipated effective date of the NIH Loan Repayment Program Contract between the individual and NICHD (this assurance is conducted electronically); and

  • a signed NIH Loan Repayment Program Contract by which the applicant agrees to serve the obligated minimum period of two years conducting contraception and/or infertility research at an NICHD intramural laboratory or in a qualified domestic non-profit institution (tax-exempt under 26 USC 501).
Disqualifying Conditions

The following individuals are ineligible for participation in the CIR-LRP:
  • Persons who are not United States citizens, nationals, or permanent residents (Click here for more information on U.S. Citizenship or permanent residency requirements);

  • Any individual who has a Federal judgment lien against his/her property arising from a Federal debt is precluded from receiving Federal funds until the judgment is paid in full or satisfied;

  • Any individual who owes an obligation of health professional service to the Federal Government, a State, or other entity, unless deferrals are granted for the length of their CIR-LRP service obligation. The following are examples of programs with service obligations that disqualify an applicant from consideration, unless a deferral for the length of participation in the Loan Repayment Program is obtained:

    Physicians Shortage Area Scholarship Program
    National Research Service Award Program
    Public Health Service Scholarship Program
    National Health Service Corps Scholarship Program
    Armed Forces (Army, Navy, or Air Force) Professions Scholarship Program
    Indian Health Service Scholarship Program

  • Current recipients of NIH Intramural Research Training Awards (IRTA) or Cancer Research Training Awards (CRTA).


In addition, research for which funding is precluded by Federal law, regulation, or DHHS/NIH policy is not qualifying research for the purposes of the CIR-LRP.
NIH Loan Repayment Programs
NIH Loan Repayment Programs
NIH Loan Repayment Programs

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